Property Attributes
- ID#681750
- TypeSingle Family
- Listing Status ACTIVE
- CountyFLUVANNA
- CityPalmyra
- NeighborhoodLake Monticello
- Zip22963
- StyleContemporary
- Year Built1991
- Taxes$ 5300
- Price$ 1,050,000
- Bedrooms5
- Full Bathrooms3
- Half Bathrooms1
- Sqr Footage3051
- Lot Size0.32 Acres
Data Source:
Bright MLS
Property Description
WATERFRONT?PRIVATE DOCK?STEPS TO THE MAIN BEACH! Exceptional 5-bedroom, 3.5-bath home at Lake Monticello offering beautiful lake views & an unbeatable location near the pool, clubhouse, tennis, pickleball, basketball & playground. Enjoy direct backyard access to the water for swimming, kayaking & paddleboarding, or watch the Golf Course 4th of July fireworks from your dock! Inside, soaring ceilings, a dramatic wall of windows & floor-to-ceiling stone fireplace showcase the lake views & fill the home with natural light. Hardwood floors flow throughout the main level, complemented by warm wood details & a beautifully updated kitchen and bathrooms with gorgeous cabinetry & stone counters. Main level primary suite with views! Expansive rear decks with an awning overlook native gardens, professional hardscaping by Armstrong Landscaping & the lake. Walk-out terrace level offers excellent guest/in-law potential with 2 bedrooms, full bath, living area, wood-burning stove & backyard access. Major updates include roof (2018), HVAC (2019/21), water heater (2022), shades & seawall (2023), dock (2024) & plumbing (2016). 2-car garage, storage room & 2x6 construction complete this special waterfront home.,Granite Counter,Wood Cabinets,Fireplace in Family Room,Fireplace in Living Room
| Elementary School | Middle School | High School |
|---|---|---|
| Central Elementary School | Fluvanna Middle School | Fluvanna High School |
| Price History | |
|---|---|
| 9/10/2026 | Listed $1,050,000 |
General Features
| Living Area | 3051 |
|---|---|
| Sewer | Public Sewer |
| Heating | Heat Pump(s) |
| Cooling | Heat Pump(s) |
| Possession | Settlement |
| Roof | Architectural Shingle |
| Appliances | Dryer,Washer |
| Zoning | R-4 |
| HOA Fee | 122.00 |
| Association Fee Includes | Insurance,Management,Reserve Funds,Road Maintenance,Snow Removal,Trash,Pier/Dock Maintenance |
| Architectural Style | Contemporary |
| Security Features | Security System,Security Gate |
| Construction Materials | Stone,Vinyl Siding |
| School District | FLUVANNA COUNTY PUBLIC SCHOOLS |
| Year Built | 1991 |
| Electric | Underground |
| View | Other,Water,Garden/Lawn |
| Levels | 1.5 |
| Tax Year | 2024 |
| Ownership | Other |
| Accessibility | None |
| HOA Fee 2 | 800.00 |
| Assoc Fee Paid Per | Monthly |
| County | FLUVANNA |
| New Construction | No |
| Property Type | Residential |
| Association Amenities | Beach,Boat Ramp,Tot Lots/Playground,Security,Tennis Courts,Bar/Lounge,Baseball Field,Basketball Courts,Club House,Community Center,Golf Club,Lake,Library,Meeting Room,Picnic Area,Swimming Pool,Soccer |
| HOA | Yes |
| Subdivision Name | LAKE MONTICELLO |
| Garage Y/N | No |
| Green Sustainability | Conserving Materials/Methods |
| Green Water Conservation | Low-Flow Fixtures |
| Other Structures | Above Grade,Below Grade |
| Full Baths | 3 |
| Status | ACTIVE |
| Directions | From Lake Monticello main gate,straight into Ashlawn Blvd,Property is on the Right. |
| City | PALMYRA |
| Disclosures | Prop Disclosure |
| HOA Fee 2 Frequency | One Time |
| Tax Annual Amount | 5300.25 |
| Structure Type | Detached |
| Condo/Coop Association fee Y/N | No |
| Bathrooms Full Main Level | 2 |
| Bathrooms Count Main Level | 2.00 |
| Price Per Sq Ft Total AG | 482.76 |
| Construction Completed Y/N | No |
| Vacation Rental Y/N | No |
| Total SQFT | 3197 |
| Building Area Units | Square Feet |
| Living Area Units | Square Feet |
| Standard Status | Active |
| Year Built Source | Estimated |
Interior Features
| Interior Amenities | Stove - Wood,Entry Level Bedroom,Primary Bath(s) |
|---|---|
| Basement | Fully Finished,Full,Heated,Interior Access,Outside Entrance,Partially Finished,Unfinished,Walkout Level,Windows |
| Flooring | Carpet,Ceramic Tile,Hardwood,Vinyl |
| Total Fireplaces | 2 |
| Fireplace Features | Gas/Propane,Wood |
| Basement (Y/N) | Yes |
| Air Conditioning Y/N | No |
| Heating Y/N | Yes |
| Window Features | Insulated,Screens,Vinyl Clad |
| Fireplace Y/N | Yes |
| Above Grade Finished Area | 2175 |
| Half Baths | 1 |
| Central Air Y/N | No |
| Total Bedrooms | 5 |
| Below Grade Finished Area | 876 |
| Room Type | Living Room,Dining Room,Kitchen,Foyer,Great Room,Laundry,Loft,Full Bath,Half Bath,Additional Bedroom |
| Main Level Bedrooms | 1 |
| Below Grade Finished Area Unit Type | Square Feet |
| LivingAreaSource | Assessor |
| Below Grade Unfin Area Units | Square Feet |
| Below Grade Unfin SQFT | 146 |
| Below Grade Unfin SQFT Source | Assessor |
| Below Grade Finished Area Source | Assessor |
| Bedrooms Count All Lower Levels | 2 |
| Bedrooms Count All Upper Levels | 2 |
| Bathrooms Count All Upper Levels | 1 |
| Bathrooms Count All Lower Levels | 1 |
| Above Grade Unfin Area Units | Square Feet |
| Above Grade Unfin SQFT Source | Assessor |
| Above Grade Finished Area Source | Assessor |
| Above Grade Finished Area Unit Type | Square Feet |
| Total Baths | 4 |
Exterior Features
| Exterior Amenities | Other |
|---|---|
| Lot Features | Landscaping,Level,Private,Open,Trees/Wooded,Sloping,Partly Wooded |
| Water Source | Public |
| Inclusions | washer,dryer,refrigerator,dishwasher,microwave,stove,shed,awning |
| Foundation Details | Block |
| Water View Y/N | Yes |
| Building Area Total | 3747.00 |
| Lot Size Acres | 0.32 |
| Water Body Type | Lake |
| Waterfront Y/N | Yes |
| Water Oriented Y/N | Yes |
Room Details
| Room | Dimensions | Level | Flooring | Details |
|---|---|---|---|---|
| Additional Bedroom | Upper 1 | |||
| Additional Bedroom | Upper 1 | |||
| Additional Bedroom | Lower 1 | |||
| Additional Bedroom | Lower 1 | |||
| Dining Room | Main | |||
| Foyer | Main | |||
| Full Bath | Upper 1 | |||
| Full Bath | Lower 1 | |||
| Great Room | Lower 1 | |||
| Half Bath | Main | |||
| Kitchen | Main | |||
| Laundry | Main | |||
| Living Room | Main | |||
| Loft | Upper 1 |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool

The data relating to real estate for sale on this website comes in part from the IDX Program of Garden State Multiple Listing Service, L.L.C. and The Coyle Team. Real estate listings held by other brokerage firms are marked as IDX listing. Information deemed reliable but not guaranteed. Copyright © 2026 Garden State Multiple Listing Service, L.L.C. All rights reserved. This information is being provided for Consumer's personal, non-commercial use and may not be used for any purpose other than
The data relating to real estate for sale on this web-site comes in part from the Internet Listing Display database of the ALL JERSEY MULTIPLE LISTING SYSTEM, INC. Real estate listings held by brokerage firms other than this site-owner are marked with the ILD logo. The ALL JERSEY MULTIPLE LISTING SYSTEM, INC. does not warrant the accuracy, quality, reliability, suitability, completeness, usefulness or effectiveness of any information provided.
The information being provided is for consumers' personal,
The data relating to real estate for sale or rent on this web site comes in part from the IDX program of the Hudson County MLS. Real estate listings held by brokerage firms other than The Coyle Team are marked with the HCIDX mark and the information about them includes the name of the listing broker. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Monmouth County Association of REALTORS; or by the developers of the software, Kunversion, LLC. All rights reserved. Each office independently owned and operated.
The New Jersey Real Estate Commission requires every licensed broker or salesperson with whom you list your property to give you a copy of this notice. The purpose is to help you comply with the New Jersey Law
The data relating to the real estate for sale on this web site comes in part from the Internet Data Exchange Program of the NJMLS. Real estate listings held by brokerage firms other than The Coyle Team are marked with the Internet Data Exchange logo and information about them includes the name of the listing brokers. Some properties listed with the participating brokers do not appear on this website at the request of the seller. Listings of brokers that do not participate in Internet Data Exchange do not appear on this website. All information deemed reliable but not guaranteed.
Last date updated: September 22, 2026 2:05 AM UTC Source: New Jersey Multiple Listing Service, Inc. "© 2026 New Jersey Multiple Listing Service, Inc. All rights reserved."
© BRIGHT, All Rights Reserved